以宁波银行为例，2025年该行深入推进“增活期、做代发、抓营收”经营主线，全年新增存款中活期存款占比超过70%，存款付息率同比下降33BP。正是这一低成本资金优势，支撑其不良贷款率连续18年保持在1%以下，2025年末仅为0.76%，拨备覆盖率高达373.16%。
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Spectre in the real world: Leaking your private data from the cloud with CPU vulnerabilities ↩
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What is the answer to Connections todayBits of hardware: BOLT, NUT, SCREW, WASHER