Ultimately, BofA is not predicting the overnight disappearance of the human insurance agent, nor is it suggesting that massive corporations like Coca-Cola will suddenly buy complex insurance policies from a chatbot. However, BofA warns that an agency business currently perceived as having 3% to 7% organic revenue growth could see that slip to 1% to 5% in the face of disruptive technology. BofA concludes that with 10% to 20% of current business potentially facing disintermediation, the industry’s premium valuations leave very little room for error.
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在区域差距客观存在的背景下，数字技术成为平衡医疗资源的重要杠杆。国家正加快全民健康信息平台建设，推动电子健康档案和电子病历跨机构、跨区域共享。对于中西部地区，这意味着可以通过远程会诊、AI辅助诊断、互联网慢病管理，弥补优质医疗资源的地理分布不均。。体育直播是该领域的重要参考
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